TM Retirement GIO

Your golden years can go on forever. Get a stream of income for whole of your life

TM Retirement GIO has been designed to help you achieve your retirement goals. This plan gives you the option to receive a stream of income from your selected retirement age of 55, 60 or 65, for the rest of your life.

And there's more. This plan allows you to participate in the performance of Tokio Marine Life Insurance Singapore's Participating Fund. Simply put, this means that when we do well, you share in our success. So on top of the lifetime stream of income paid to you, there's potential for you to receive an additional lump sum dividend each year. Although these dividends are not guaranteed, they offer the potential to enhance your retirement income further.

what’s in it for you

ANNUAL INCOME FOR THE REST
OF YOUR LIFE

Once you reach your selected retirement age of 55, 60 or 65, you will receive a retirement income in the form of Cash Benefits1 from us every year, for the rest of your life.

CAPITAL GUARANTEED
 

Rest assured that you are making a safe decision as you set your resources aside for retirement with TM Retirement GIO. 100% of the Total Annual Premiums2 paid will still be yours in the form of a guaranteed surrender value once the policy starts disbursing the Cash Benefits at your elected payout age. We believe in giving you the security and peace of mind in areas that matter most.

Flexible premium
payment term

With this plan you can decide to spread your premium payments over 5, 10 or 15 years.

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Disclaimers:

  1. The Cash Benefit consists of a guaranteed amount equivalent to 2% of the sum assured and a non-guaranteed dividend equivalent to 3.8% of the sum assured. These dividends are based on a projected investment rate of return of 4.75% p.a. on the Participating Fund. As these dividends are not guaranteed, the actual amount payable may vary according to the future performance of the Participating Fund.
  2. Applicable to annual premium payment mode only. It refers to the total annual premiums paid for the basic plan, even if the premium mode is monthly, quarterly or half-yearly, excluding any premium loadings and interest paid for loans and reinstatement (if applicable) under the policy.

All ages mentioned in this web page are based on age next birthday.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown in this web page is for reference only and is accurate as at 15 April 2014.

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.